Have you heard?

Have you heard?

Bank of England – First Base Rate Decrease! The Bank of England have announced a rate cut of 0.25% to the base rate which takes the rate to 5.00%. This is the first cut by the Bank of England since 2020. Hopefully this is the start of further potential rate cuts in the coming future.

Mortgage Rates

Lenders have begun to decrease their fixed rates over the past few weeks. This means the cost of borrowing is slightly lower than it was previously.  If you are looking at purchasing a new property, now could be potentially a good time. Generally, the market is quieter in the summer holiday period which can mean less competition on a property compared to usual.

If you want to confirm the maximum borrowing you can afford, email our mortgage advisor Harry at ht@capitalestateagents.com to arrange an initial call.

For any other enquiries please contact me:
Derek Lamb
Property Consultant
Office: 0208 313 0010 
Mobile: 07920 263 367


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More homes are competing for buyer attention, so sellers need more than a hopeful asking price. A smart launch, realistic valuation and strong presentation can help attract serious interest.

April is the final window for landlords in England to prepare for the first phase of the Renters’ Rights Act. With the new tenancy regime starting on 1 May 2026, now is the time to review paperwork, processes and whether self-management still feels realistic.

April is a good time for buyers to focus on readiness rather than guesswork. In a market where choice has improved but confidence remains mixed, being organised can make all the difference when the right home comes along.

For tenants, April is a useful point to pause and plan. With rents still rising across the UK and the first phase of rental reform approaching in England, this is a good time to review your budget, renewal options and next move.